The thrill of riding a motorcycle is something you cannot match through any other experience. Whether it is because you are passionate about riding motorcycles or ride one for the convenience it offers, the possibility of being involved in a motorcycle accident is a harsh reality you need to prepare yourself for.
Motorcycle accidents can often result in traumatic injuries and medical bills that soar through the roof. Any lost wages as a result ofresulting from not being able to go to work after the accident can add insult to injury. If you are in Florida, you might assume that your Personal Injury Protection (PIP) might offer the coverage you need, but that is not how it works here.
You need to specifically purchase an insurance plan for motorcycle PIP coverage. Otherwise, you will find yourself paying for damages out-of-pocket. You could consider filing a case to claim the damages from the at-fault party to be financially whole again after the accident.
Working with a Miami personal injury lawyer can make a world of difference in ensuring a favorable outcome for you. Motorcycle accidents who work with experienced legal professionals often end up winning more substantial settlement amounts compared towin more substantial settlement amounts than people who choose to do it themselves.
Let’s take a closer look at what you should know about Florida’s no-fault law concerning motorcyclists to help you make an informed decision to seek compensation.
Is Florida’s No-Fault Law Applicable To Motorcyclists?
Florida is a no-fault state, meaning that all motorists driving four-wheeled vehicles have a legal obligation to carry PIP coverage. However, that law is not applicable to motorcyclists. Florida’s no-fault law means that anyone involved in an accident has to turn to their own insurer to seek coverage for the damages they have incurred in an accident.
Florida does not require motorcyclists to have PIP insurance. Many motorcyclists in Florida are often surprised to learn that their standard PIP coverage will not help them recover the expenses they have incurredir expenses due to their motorcycle crash. You may have to file a third-party claim against the at-fault party as the only resort to recover the money to help them in their recovery and beingrecover and be financially whole after a motorcycle accident in Miami.
Motorcyclists In Florida And Insurance Coverage
Florida’s legislature does not obligate motorcyclists to purchase PIP or Bodily Injury (BI) insurance, but having adequate coverage through Underinsured or Uninsured Motorist coverage should be a norm for motorists not driving four-wheeled vehicles. Having UM coverage in a situation where the at-fault party does not have insurance can ensure that you have something to fall back on even if the other party cannot cover the damages you’ve incurred.
You might see motorcyclists in Miami riding without helmets, but riders over the age of 21 are legally obligated to carry at least $10,000 in medical coverage if they choose to ride helmet-less. Wearing a helmet is crucial for your safety, no matter how unnecessary you might think it is. Not wearing adequate protective gear when riding a motorcycle dramatically increases the chances of catastrophic injury and you run the risk of death.
Safety always comes first. Remember that.
You do not want to end up with long-term debilitating injuries and contend with medical expenses for the rest of your life.
Despite taking safety measures, it’s recommended to purchase all the uninsured motorist insurance as you can afford, without risking financial ruin. Many personal injury victims think that health insurance can cover all the potential medical costs for injuries they might suffer in a motorcycle crash. However, many insurers do not offer coverage for motorcycle accidents.
Some insurance policies might specifically stipulate that they do not include dangerous activities like motorcycle riding, jet skis, and ATVs. It goes without saying, but you should always read the insurance policy in detail to be sure whether you will have the coverage available if you are involved in a motorcycle crash.
Determining Fault In Motorcycle Crashes
Are you wondering how fault is determined in an auto accident involving a motorcycle? You should know that things can get quite complicated if you don’t have an experienced attorney working with claims like yours. You and your lawyer need to prove that the other party was responsible for the crash and your subsequent injuries.
Provided that your case has merit, your lawyer can conduct a comprehensive investigation, collect proof, and interview anyIf your case has merit, your lawyer can conduct a comprehensive investigation, collect proof, and interview witnesses to build a solid case that could win you a good settlement. Your lawyer can also handle the task of negotiating with insurance adjusters to help you seek full compensation for your medical expenses, any lost wages, loss of quality of life, property damage, and more.
There is always a possibility that you were at fault for the accident to a certain degree. A lawyer can help you get partial compensation based on the comparative fault statute that applies in Florida. Pursuing any legal action to seek compensation without working with a personal injury lawyer could lead tolegal action to seek compensation without working with a personal injury lawyer could result in disappointing results. Without a knowledgeable expert on your side, you might have to face rejection from your insurer for your claim, or a considerable devaluation for the settlement.
How Working With Experienced Car Accident Lawyers Can Help
If you have been involved in a serious motorcycle accident, it is better to work with an experienced legal professionalworking with an experienced legal professional is better. You need to know all your legal avenues when pursuing your rightful compensation to cover the expenses of your medical expenses, any lost wages, and the damage done to your motorcycle and other property in the accident.
Miami car accident lawyers with a stellar record in motorcycle accident cases in Florida can make a big difference in helping you achieve a more favorable outcome in your accident claim. Frankl Kominsky Injury Lawyers is a firm known for helping its clients get desirable results in their car accident cases. Consider contacting their team of Miami car accident lawyers to enlist their help in your motorcycle accident claim.